Share Certificates
Investing in your future and the future of your family is what we do. We understand the needs of those on the island and provide options to help you not just preserve, but enhance your way of life.
Share Certificates
Share Certificate accounts are fixed and compounded quarterly and will be in effect for the length of the CD term.
Rates Updated: 07/15/20
| Term | Minimum to Open | Dividend Rate | APY* |
| 6 month | $1000 | 0.300% | 0.300% |
| 7-9 month | $1000 | 0.350% | 0.350% |
| 10-12 month | $1000 | 0.399% | 0.400% |
| 13-18 month | $1000 | 0.399% | 0.400% |
| 24 month | $1000 | 0.449% | 0.450% |
| 36 month | $1000 | 0.499% | 0.500% |
| 48 month | $1000 | 0.598% | 0.600% |
| 60 month | $1000 | 0.698% | 0.700% |
Share Certificates & IRA Share Certificates
Rates Updated: 07/15/20
| Account type | Minimum to Open | Dividend Rate | APY* |
| 12 Months IRA | $25 | 0.399% | 0.400% |
| 18 Months IRA | $25 | 0.399% | 0.400% |
| 24 Months IRA | $25 | 0.449% | 0.450% |
| 36 Months IRA | $25 | 0.499% | 0.500% |
| 48 Months IRA | $25 | 0.598% | 0.600% |
| 60 Months IRA | $25 | 0.698% | 0.700% |
*APY = Annual Percentage Yield. Monthly dividends and annual percentage yields may change monthly as determined by the Board of Directors and are subject to change without notice. Fees could reduce the earnings on the account. For Regular Share (Savings) accounts to earn a dividend, members must maintain an average daily balance of $100 during the dividend period. Federally insured by NCUA.
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