Personal Checking
& Savings

We give all of our members the tools to take control of their finances. To make sure that your basic needs are covered, membership with Kauaʻi FCU includes both personal checking and savings accounts.

Personal Checking

Take control of your personal finances with a checking and savings account that works for you. Enjoy benefits and advantages like online banking and bill pay so that you have the tools you need to gain financial freedom.

  • No monthly service fees
  • No minimum balance requirements
  • Earns Dividends 0.050% APY*

Personal Savings

All you need is a minimum of $25 deposit to open your account. It’s fast, easy and a great first step towards reaching your financial goals. Let us help you start putting away a little bit, today.

  • Only $25 deposit to start
  • Earns Dividends 0.100% – 0.300% APY*
  • Access to all of our products and services

Checking Account

Rates Updated: 07/15/20

Account Type Minimum to Open Minimum to Earn Dividend Rate APY*
Share Draft N/A N/A 0.050%

Savings Account

Rates Updated: 7/15/20

Account Type Minimum to Open Minimum to Earn Dividend Rate APY*
Regular Share $25 $100 0.100%-0.300%
Secondary Share N/A N/A 0.100%-0.300%
Money Market $1000 N/A 0.200%-0.400%
Christmas Club N/A N/A 0.100%

*APY = Annual Percentage Yield. Monthly dividends and annual percentage yields may change monthly as determined by the Board of Directors and are subject to change without notice. Fees could reduce the earnings on the account. For Regular Share (Savings) accounts to earn a dividend, members must maintain an average daily balance of $100 during the dividend period. Federally insured by NCUA.

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